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Build your app on an open and extensible system of record
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Build your unique case
Secure or expand your revenues with the use-cases you need and get new ideas to improve your payment economics. Unlock all business opportunities, with ready-made complex payment business cases and implement them seamlessly without having to reinvent the wheel or rebuild everything from scratch.
> Explore the use-cases library
A single source of truth for all your transactions
With multiple sources and types of payment inflows (payins) as well as outflows (payouts), tracking what is owned by whom gets increasingly complex. With Formance, capture since day 1 all payins and payouts across various PSPs in a way that make reconciliation and end-to-end payment tracking possible, in real-time.
Easy to deploy
Whether self-hosted or in our cloud, integrate Formance in minutes with the online documentation and community support. Our SDKs remove 80% of the code needed to build your flows and let you write them in the language of your choice.
Infinitely extensible
Integrate new payment use cases (i.e. fractional ownership of investment assets, in-app wallet) in hours - via our library. Build or edit any pre-built use cases to your specific needs. Add new payment providers in minutes or build your own connector in a few clicks with our SKDs.
Browse the use-cases library
Funds in flight
Model funds in flight on your ledger to enable deferred payouts and fund pending processing
Collecting fees
Use multi-destination to collect fees on your ledger transactions
Fractional shares
Keep track of fractional shares in your ledger and handle multi-assets wallets
