Design Your Ledger Before You Deploy It
Formance Studio is where product, engineering, and finance ops design validated ledger schemas — then share, iterate, and hand them off to production.
Open to everyone. Sign in with your email, start from a sector template, describe your money-movement business in plain English, or write the schema yourself.
- Validated ledger schemas
- Chart of accounts, Numscript & queries
- AI-assisted design with human review
- Sector templates ready to fork
- Shareable links & personal library
- Visual App Builder for stack manifests
Trusted by teams building modern financial infrastructure.
Try Studio
Sign in with your email and start designing. Prefer a guided walkthrough? Leave your details and we will show you how Studio fits your ledger workflow.
Book a walkthroughSee Studio in action
Design, validate, and share ledger schemas in one place.
Ledger Design Should Not Live in Spreadsheets
Teams invent chart-of-accounts layouts in docs, hand-write Numscript in isolation, and discover edge cases only after the first production ledger is live. Studio closes that gap.
Ad-hoc schema drafts
Accounts and posting rules scattered across Notion, PRs, and tribal knowledge.
Late validation
Broken double-entry or missing queries show up after deployment, not during design.
Slow handoff
Solution architects and engineers re-translate the same model into YAML by hand.
Hard to share
No single link that lets a teammate open the schema, preview the chart, and comment.
Blank-page start
Every new product reinvents BNPL, custody, or marketplace payouts from scratch.
Stack sprawl
Ledger, connectors, webhooks, and reconciliation are composed in separate silos.
Everything You Need to Design a Ledger Schema
One place to write, validate, preview, and share — from a blank page, a sector template, or a plain-English brief.
Schema editor
YAML or JSON with live validation and a side-by-side preview of chart, Numscript transactions, and queries.
AI schema design
Describe the business, attach docs, review the research gate, then open a validated schema in the editor.
Sector templates
Fork curated schemas for lending, cards, crypto, marketplace payouts, neobank FBO, and more.
Share & library
Send a public link to any teammate, or save schemas to your personal library when signed in.
API commands
Generate ledger v2 calls to create the ledger and apply the schema from the same document.
App Builder
Compose stack manifests visually (ledger, connectors, webhooks, reconciliation) and export or deploy when enabled for your org.
Frequently Asked Questions
01 / WHO CAN USE IT
Anyone. Sign in to Studio with your email and start designing ledger schemas — no waitlist. App Builder deploy stays gated per organization if you need production deploys.
02 / LEDGER SCHEMA
A ledger schema is the Formance document that defines your chart of accounts, Numscript transactions, and queries. Studio validates it and previews each part before you apply it to a ledger.
03 / AI DESIGN
You describe the business and optionally attach documents. The agent researches, pauses for your confirmation, then designs the schema. Long runs email you when complete so you can close the tab.
04 / TEMPLATES
Studio ships curated schemas for common money-movement patterns (lending, cards, crypto, marketplace, banking). Open any template, inspect it, and load it into the editor to customize.
05 / SHARING
Yes. Schema links work without signing in. Authenticated users can also save schemas to a personal library and fork app templates into their organization.
06 / VS NUERSCRIPT PLAYGROUND
The Numscript Playground is a separate tool for experimenting with Numscript snippets. Studio embeds Numscript inside a full ledger schema alongside the chart and queries.
Studio is available to try now — sign in and start from a template or a blank schema. Prefer a live walkthrough? Leave your details below.
“Get a walkthrough tailored to your product, chart of accounts, and how your team designs financial infrastructure today.”
, Engineering @ Liberis