What Is Programmable Money? A Practical Definition for Builders
what-is-programmable-money
GuideLedgerAccounting
New Connectivity with Fireblocks
Ledgering for Your Fireblocks Vaults
NewsConnectivityProduct
New Connectivity with Coinbase Prime
Ledgering for Your Coinbase Prime Portfolios
NewsConnectivityProduct
On-Chain Confirmation Is Not Settlement
Why ‘available balance’ means something different on every rail
StablecoinsPaymentsAccounting
New Connectivity with Tink
Connect with banks across the UK and Europe
NewsConnectivityProduct
New Connectivity with Powens
Connect with banks across Europe
NewsConnectivityProduct
Transparency Is a Feature
Why Formance Is Open Source
LedgerRegulation
Build or Buy a Core Ledger
A ledger isn't your product, but getting it wrong affects everything.
GuideLedger
The Stablecoin Sandwich
How to Track a Payment Across Four Systems That Don’t Talk to Each Other
LedgerReconciliationStablecoins
That Time a $400 Giveaway Became an $8M mistake
What the Bithumb Incident Reveals About the Need for Double-Entry Core Ledgers
LedgerAccountingStablecoins
Why Cross-Team Friction Persists in Financial Systems
And How to Fix It
GuideAccountingProduct
When the Travel Rule Meets Stablecoins
What Compliance Really Looks Like in a Tokenized World
PaymentsStablecoinsRegulation
The Travel Rule
What Product Teams Need to Know When Money Starts Moving
RegulationPayments
The Fiat-to-Digital Asset Playbook
A Practical Guide to Solving the Settlement Gap Between Banks and Blockchains
LedgerReconciliationStablecoins
The CeDeFi Ledger Playbook
A Practical Guide to Tracking CeDeFi Yield, Gas, and Slashing in a Core Ledger
LedgerReconciliationGuide
Preparing for MiCA
The Time Has Come for MiCA Compliance
RegulationStablecoins
How Not to Build a Ledger
Part 2: Race Conditions, Throughput Cliffs, and the Hidden Risks of Financial Software
LedgerGuide
Why Formance Became DORA Compliant
Steps, Challenges, and Positive Outcomes
RegulationProduct
Ensuring Ledger Integrity
The Non-Negotiables Every NBFI Must Enforce
LedgerRegulation
Introducing Assets Coloring
Solving Funds Lineage in Ledgers with Semi-Fungibility
ProductLedgerNumscript
Understanding Transaction Finality
Why “Payment Successful” Doesn’t Always Mean What You Think
PaymentsStablecoinsAccounting
The Hidden Timeline of a Card Transaction
Part 2: Why Bi-Temporality Matters
PaymentsLedgerAccounting
What is Numscript and Why is it Awesome?
A declarative financial transaction DSL for both engineering and finance teams
LedgerProduct
The Color of Money
Clément Salaün @ Fintech_Devcon 2025
VideoLedgerAccounting
The Hidden Timeline of a Card Transaction
Part 1: The Four Corners
LedgerAccountingPayments
Trust is a Feature, Not a Feeling
Governance Lessons from a $300 Trillion Misfire
StablecoinsE-MoneyLedger
Anticipating the Clarity Act
What Might Happen, and How Should Your Organization Prepare?
RegulationStablecoins
Regulating Digital Resilience in the EU
What Does DORA Mean for Financial Institutions and Their Vendors?
Regulation
Anne-Sybille Pradelles on Scaling Open-Source Financial Infrastructure
PodcastScale Up
Announcing Formance Ledger V2.3
Ledger
You May Already be an NBFI. Here's Why that Matters.
Regulatory compliance is a competitive advantage
RegulationVertical SaaSEmbedded Finance
Breaking Down Stablecoin Regulations Under the GENIUS Act and MiCA
Learn how to prepare to meet new regulatory obligations headed your way.
StablecoinsE-MoneyRegulation
Euro-Ingenuity vs. Dollar-Genius
A Tale of Two Stablecoin Regimes
LedgerPaymentsE-MoneyStablecoins
Don Goodman: A Cognitive Theory of Community
Leveraging a little basic neuroscience to build stronger, healthier communities
Defining Double Entry
Let’s Get Formal
LedgerAccounting
Clément Salaün: The Color of Money
Rethinking Fungibility in Digital Ledgers
Designing Commission Models
They’re More Complicated Than You Might Realize
Marketplaces
Customer Story: Liberis
Achieving Perfect Reconciliation While Scaling Across 14 Countries
Scale UpLending
Structuring Invoices
MarketplacesLedger
How Not to Build a Ledger
Part 1: Accounting Basics for Engineers
Ledger
Announcing Formance $21M Series A Funding Round
The Color of Money
Towards a New Data Model for Fintech, Part III
Ledger
Funds Traceability in Digital Ledgers
Towards a New Data Model for Fintech, Part II
Warehousing Promises
Towards a New Data Model for Fintech, Part I
Ledger
Debits and Credits
Understanding Classical Bookkeeping Semantics
Ledger
Ledgering, All the Way Up
The Right Data Model for Every Financial Transaction
Ledger
Announcing Formance Connectivity
Connectivity
Execution of Temporal Queries on Third-Party Data
Announcing Ledger V2
Core Ledgering on the Formance Platform
Ledger
Announcing Formance Platform
Building an Extensible Financial Core System
LedgerConnectivityFlowsReconciliation
How Getmomo Banking Platform Streamlines Its Rental Operations with Formance
How Newton Trading Platform Achieves Reliable Transaction Tracking with Formance
Fintech Society - Gérer des flux financiers complexes
How Shares Leverages Formance to Scale Its Investing Platform
Episode 168: Le Ledger qui aide FinTech et Plateformes à scaler leur back-end
Formance at Money20/20 2023, Europe’s Biggest Fintech Show
The OSS Startup Podcast - Episode 89: Building the Open Source Cloud with Formance
New AWS Region: South Africa
Sifted - In 2022, female founders raked in some of Europe’s most high-profile fintech rounds
Better Tech Podcast - Developing a winning strategy driven by e-payment innovations.
