Your roadmap, unblocked from the ledger
Launch wallets, splits, payouts, and new asset types as product decisions, not infrastructure projects.
Launch velocity
New fee logic, a referral wallet, a second currency: each is a declared flow, not a migration. Ship pricing and packaging changes at product speed.
Real-time by default
The balance users see in the app is the system of record itself, not a cached copy that drifts. Fewer support tickets, more trust.
Whole products become possible
Multi-asset accounts, holds, expiring balances, and multi-party splits are primitives, so features your competitors cannot model become your roadmap.
Initial use cases go from zero to production in as little as 4 to 6 weeks; customers report 40 to 50 percent faster development on money-movement features.
Questions, answered
01 / WILL ENGINEERING ACCEPT IT?
Engineering can evaluate the open-source core on GitHub before committing to anything, which is exactly how most Formance evaluations start. You are proposing a foundation, not a vendor black box.
02 / HOW FAST CAN WE ACTUALLY LAUNCH?
First use cases typically reach production in 4 to 6 weeks; full deployments run 3 to 6 months depending on scope and migration.
Bring the feature you cannot ship today
Book a demo and see it modeled live.