Everything your team needs to run it in production
Six operational modules to run, observe, secure, and integrate the platform, plus the 24/7 service package behind them.
A compliant ledger is more than correct postings. It is who may read and write, what trace every action leaves, how the system is observed, how data reaches the rest of your stack, and who answers at 3am. The enterprise stack packages those operational requirements so your team builds product, not platform tooling.
01 · Unified interfaces — Local dev to production, one workflow.
The Formance CLI for day-to-day operations and automation; SDKs in TypeScript, Python, Go, and .NET.
Environment and deployment management.
Account, transaction, connectivity, and reconciliation monitoring for operations teams.
02 · Observability — Full-stack visibility, immutable traceability.
Metrics and distributed traces, exportable to any OTel-compatible backend.
Real-time dashboards, including customer-dedicated ones.
Every platform and service action in an immutable, hash-chained trace with actor and timestamp.
03 · Identity & access — Secure access, enterprise-grade controls.
OAuth 2.0 / OIDC / JWT for humans and machine tokens.
Plug into your identity provider; MFA enforced through your IdP policies.
Precise read, write, and resource scopes. Zero privilege by default.
04 · Extensibility — Real-time integrations, custom workflows.
Continuous, real-time event streams for every platform service.
Ad-hoc, real-time notifications for custom integrations.
One governed entry point for every module's API.
05 · Ledger exporters — Ledger data where your analysts already work.
Continuous export of ledger data to your warehouse.
Native destinations for analytics and archival.
Deterministic, resumable pipelines: re-derive downstream state from the log at any time.
06 · Deployment toolkit — Repeatable deploys, safe upgrade cycles.
Productized multi-tenant deployment and lifecycle management.
The control-plane client for self-hosted and CloudPrem deployments.
Official charts for repeatable installs on AWS, Azure, or GCP.
The service behind the modules
30-minute Severity-1 first response, multi-layer escalation up to executives.
Solution design workshops, chart-of-accounts design, migration guidance, monthly check-ins.
SOC 2 and ISO reports, DPA, sub-processor transparency, InfoSec office hours for security reviews.
Trusted by builders
“Formance enabled us to ship new lending products faster by providing a customizable foundation that let us reliably express the complexities of our flow of funds.”
Embedded finance · reconciliation across 14 countries
See customer story
“Formance is the foundation of our Financial OS, the open-source approach lets us retain control over this key component.”
Healthcare · Financial OS
“Formance helped us kick off our move into fintech, with robust infrastructure and intuitive developer tooling.”
Benefits · fintech infrastructure
Built for regulated money.
Enterprise controls, the certifications auditors ask for, and an immutable record, out of the box.
09:41:07Z AUDIT gateway POST /api/ledger/v2/main/transactions 200 sub:ops@acme.io
09:41:09Z LOG id:4093 NEW_TRANSACTION ledger:main
09:41:12Z LOG id:4094 SET_METADATA ledger:main
09:41:15Z LOG id:4095 REVERTED_TRANSACTION ledger:main
09:41:18Z AUDIT gateway GET /api/ledger/v2/main/logs 200 sub:audit@acme.io
Keep going
Everything you need to evaluate and build on Formance.
Questions, answered
01 / WHAT IS OPEN SOURCE AND WHAT IS ENTERPRISE?
Ledger, Numscript, and connectors are MIT-licensed open source. Flows, Reconciliation, and the operational modules above (interfaces, observability, identity, extensibility, exporters, deployment toolkit) are enterprise, with escrow provisions in the MSA.
02 / HOW DOES LEDGER DATA REACH OUR WAREHOUSE AND SIEM?
Exporters stream ledger data continuously to Snowflake, BigQuery, Redshift, or object storage with replayable pipelines; audit logs auto-sync to your SIEM; metrics and traces export to any OpenTelemetry-compatible backend.
03 / HOW GRANULAR IS RBAC?
Roles attach to human users or machine tokens with precise read, write, and resource scopes. Entities are created with zero privilege and must be granted roles explicitly.
04 / WHAT DOES SUPPORT ACTUALLY COMMIT TO?
99.9% availability SLA on Formance-hosted deployments, 30-minute first response on Severity 1 with updates every 2 hours, 24/7 on-call with escalation to executives, and service credits for SLA misses.
Production-grade from day one
See the operational modules in detail: book a demo or start building.