Feature
Open Source
Enterprise
Functional Capabilities
Core LedgerDouble-entry, multi-currency, Numscript DSL
✓
✓
Generic ConnectorBuild your own connector for any provider
✓
✓
Pre-built ConnectorsStripe, Adyen, Wise, Fireblocks, Kraken, and more
—
✓
Wallets ModuleMulti-currency balances, holds, expiring balances
—
✓
Flows ModuleMulti-hop transaction orchestration with atomic guarantees
—
✓
Reconciliation ModuleAutomated matching, drift detection, balance verification
—
✓
Deployment
Self-managedYou deploy and operate on your own infrastructure
✓
✓
Assisted Self-HostedYour infrastructure, Formance deployment support and tooling
—
✓
Private CloudSingle-tenant, Formance-managed in region(s) of your choice
—
✓
Enterprise Capabilities
Identity & Access ManagementEnterprise SSO (OIDC), authentication module
—
✓
Fine-Grained PermissionsRole-based access controls (RBAC)
—
✓
Audit LogsImmutable, export-ready audit trail
—
✓
Admin Portal & Web ConsoleEnvironment management, account monitoring, transaction explorer
—
✓
ObservabilityPrometheus, OpenTelemetry, Grafana dashboards, structured logs
—
✓
Real-Time EventsKafka, NATS, HTTP Webhooks
—
✓
Support & Success
Community SupportGitHub issues & community Discord
✓
✓
24/7 Incident Response30-min SEV-1 response SLA
—
✓
Designated Solutions EngineerArchitecture reviews, workshops, hands-on integration guidance
—
✓
Direct Slack ChannelAsync access to Formance engineering team
—
✓
Implementation & OnboardingSolution design, provisioning, build, QA, go-live
—
✓
Functional Capabilities
Core LedgerDouble-entry, multi-currency, Numscript DSL
Generic ConnectorBuild your own connector for any provider
Pre-built ConnectorsStripe, Adyen, Wise, Fireblocks, Kraken, and more
Wallets ModuleMulti-currency balances, holds, expiring balances
Flows ModuleMulti-hop transaction orchestration with atomic guarantees
Reconciliation ModuleAutomated matching, drift detection, balance verification
Deployment
Self-managedYou deploy and operate on your own infrastructure
Assisted Self-HostedYour infrastructure, Formance deployment support and tooling
Private CloudSingle-tenant, Formance-managed in region(s) of your choice
Enterprise Capabilities
Identity & Access ManagementEnterprise SSO (OIDC), authentication module
Fine-Grained PermissionsRole-based access controls (RBAC)
Audit LogsImmutable, export-ready audit trail
Admin Portal & Web ConsoleEnvironment management, account monitoring, transaction explorer
ObservabilityPrometheus, OpenTelemetry, Grafana dashboards, structured logs
Real-Time EventsKafka, NATS, HTTP Webhooks
Support & Success
Community SupportGitHub issues & community Discord
24/7 Incident Response30-min SEV-1 response SLA
Designated Solutions EngineerArchitecture reviews, workshops, hands-on integration guidance
Direct Slack ChannelAsync access to Formance engineering team
Implementation & OnboardingSolution design, provisioning, build, QA, go-live