Tokenization

The conversion of real-world or digital assets into tokens that can be stored and managed within a ledger system. Applications range from card-number protection in payments to asset-backed tokens on blockchains. Tokenization improves security, interoperability, and programmability across financial platforms.

Why Tokenization Matters

Tokenization fundamentally transforms how value and data move through financial systems. By replacing sensitive information with non-sensitive equivalents, it reduces fraud risk and compliance burden in payment processing. More broadly, it enables fractional ownership of traditionally illiquid assets, creates programmable money with embedded business logic, and allows seamless cross-platform value transfer. For modern financial infrastructure, tokenization is the bridge between legacy systems and next-generation programmable finance.