Track Every Cent.
Trust Every Flow.

Your single source of financial truth. Real-time, immutable, and audit-ready.

Formance is resilient financial infrastructure built for compliance and scale. From transaction to reconciliation, it ensures every cent is accounted for with the transparency, auditability, and control finance and engineering demand.

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Trusted by leading companies to build and operate their financial backend

_Customer Challenge

Streamline the payment of deposits and rent from tenants to property managers.

_Formance Solution

Formance enabled us to ship new lending products faster by providing a customizable foundation that let us reliably express the complexities of our flow of funds and domain specifics.

See customer story
_Customer Challenge

Reducing the maintenance burden of their current ledger stack and increasing the reliability of the new ledger.

_Formance Solution

Formance is like our accounting Swiss Army knife. They provide us with flexible foundational tools for ledgering and payment initiation.

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_Customer Challenge

Process an increasing volume of daily transactions at scale and keep up with its rapidly expanding user base and broadening service offerings.

_Formance Solution

We needed a solution to support our new consumer financial products in the Egyptian market, with integration for local PSPs, Fawry and Paymob. The Formance connector framework made this possible.

_Platform

Building Blocks for Bespoke Financial Products

The Formance Platform is a suite of financial primitives built on a unified data layer,
encapsulating the intelligence and business logic of even the most complex financial transactions in one place.

Record your money flows in an immutable ledger

Record money movements in real time in a programmable financial ledger built for scalable asset tracking.

_SDKs

We speak your language

You don’t have to reinvent your stack to have a solid financial core. We’re compatible with your favorite languages and frameworks.

Discover SDK
import { Formance } from "@formance/formance-sdk";
import { CreateWorkflowResponse } from "@formance/formance-sdk/dist/sdk/models/operations";
import { ErrorErrorCode } from "@formance/formance-sdk/dist/sdk/models/shared";
 
const sdk = new Formance({
  security: {
    authorization: "Bearer YOUR_ACCESS_TOKEN_HERE",
  },
});
 
sdk.flows.createWorkflow({
  name: "Lela Orn",
  stages: [
    {
      "corporis": "explicabo",
    },
  ],
}).then((res: CreateWorkflowResponse) => {
  if (res.statusCode == 200) {
    // handle response
  }
});
_SECURITY

Enterprise-Grade Security

Your core financial infrastructure requires security.
We make sure to keep your infrastructure safe & reliable.

See our Trust Center

  • SOC 2 Type II Certified

    We obtained SOC 2 Type II certification and we are constantly working on our compliance.

  • ISO 27001 Certified

    We are certified by Johanson group, affirming our commitment to the highest standards of security.

  • Cloud or Self-Hosted

    Use our Cloud or host your financial backend
    using the hosting provider of your choice.

  • Open Source

    Source code with lifetime access, offering transparency along with a community support.

  • Standard Authentication Protocols

    Enhanced security and integration with seamless authentication with OAuth, JWT, OIDC.

  • Penetration Testing

    Third-party security firms undertake regular penetration tests on every product we build.

Start building today

Request a demo, or dive into the docs

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