send [COIN 100] (
  source = @centralbank
  destination = @user:john
)
send [COIN 75] (
  source = {
    50% from @user:don
    remaining from @user:tom
  }
  destination = @centralbank
)

Multi source & destination

Simplify intricate transactions with our atomic, single I/O posting model. Opt for single or multiple account sends.

Formance aggregate users balances

Native aggregations

Query ledger accounts for transactions volumes and multi-accounts balances, over time and by specific groups.

INR
TSLA
USD
ETH
MSFT
PYUSD
GOOGL
EUR
AMZN
BTC
APPL
BRL
META
USDT
GOOGL
USD
BTC
APPL
INR
TSLA
BRL
MSFT
ETH
USDT
PYUSD
AMZN
EUR
META
AMZN
APPL
BTC
PYUSD
EUR
META
USDT
ETH
USD
MSFT
INR
BRL
TSLA
GOOGL
ETH
PYUSD
MSFT
USD
AMZN
BRL
META
USDT
TSLA
APPL
GOOGL
BTC
INR
EUR

Hold & move any asset

Ledger supports any assets, from ISO 4217 and ETH to AAPL and even MADEUPONE. Build versatile apps without limitations.

Formance Ledger is customizable to your needs

Fine grained money states

Use namespaced accounts to move and track money in your system. Model funds in flight, create and adapt to various payments schemes.

Formance Ledger is immutable and audited

Immutable & audited

Ledger is built with immutable log, capturing every operation from new transactions to changes in metadata on transactions.

8.4m

Ledger
Wallets
World

Realtime balances

Know at any point in time precisely what is owed to whom and where the money is, with an unmatched granularity.