AML (Anti-Money Laundering)

A framework of laws and controls designed to prevent criminals from disguising the origins of illicit funds. Applies to all regulated financial institutions, fintechs, and digital-asset providers handling customer transactions.

Why it Matters

AML regulations protect the integrity of the financial system and help combat serious crimes like terrorism financing, drug trafficking, and corruption. For financial institutions and fintechs, robust AML controls are essential for maintaining trust with customers, partners, and regulators. Failure to comply can result in severe penalties, reputational damage, and loss of operating licenses. In an era of instant global payments and digital currencies, effective AML programs help identify suspicious patterns, verify customer identities, and create audit trails that support law enforcement investigations while enabling legitimate businesses to operate with confidence.