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Ledger

Record your money flows in an immutable ledger

Record money movements in real time in a programmable financial ledger built for scalable asset tracking.

send [COIN 100] (
  source = @centralbank
  destination = @user:john
)
send [COIN 75] (
  source = {
    50% from @user:don
    remaining from @user:tom
  }
  destination = @centralbank
)

Multi source & destination

Simplify intricate transactions with our atomic, single I/O posting model. Opt for single or multiple account sends.

Formance aggregate users balances

Native aggregations

Query ledger accounts for transactions volumes and multi-accounts balances, over time and by specific groups.

MSFT
BTC
APPL
EUR
INR
ETH
TSLA
USD
USDT
BRL
GOOGL
PYUSD
META
AMZN
ETH
TSLA
BRL
GOOGL
META
USD
AMZN
USDT
PYUSD
BTC
EUR
INR
APPL
MSFT
USD
APPL
INR
PYUSD
GOOGL
EUR
ETH
USDT
META
AMZN
TSLA
BRL
BTC
MSFT
GOOGL
BRL
PYUSD
USD
INR
MSFT
TSLA
BTC
USDT
AMZN
ETH
APPL
META
EUR

Hold & move any asset

Ledger supports any assets, from ISO 4217 and ETH to AAPL and even MADEUPONE. Build versatile apps without limitations.

Formance Ledger is customizable to your needs

Fine grained money states

Use namespaced accounts to move and track money in your system. Model funds in flight, create and adapt to various payments schemes.

Formance Ledger is immutable and audited

Immutable & audited

Ledger is built with immutable log, capturing every operation from new transactions to changes in metadata on transactions.

8.4m

Ledger
Wallets
World

Realtime balances

Know at any point in time precisely what is owed to whom and where the money is, with an unmatched granularity.

_SDKs

Available for your favorite language

Start using the Ledger with our SDKs

Explore our other modules

Have questions?
We have answers

Start using Formance Ledger

Request a demo, or dive into the docs