_PLATFORM/

One platform for money movement

A programmable double-entry ledger at the core, wrapped by connectivity, flows and reconciliation, composable financial infrastructure you deploy and own.

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_TRUSTED BY TEAMS MOVING MONEY/

_MODULES/

Four modules, one data model

Each module stands alone or works together, same API, same ledger underneath. Adopt one, then compose the rest as you grow.

Ledger

Programmable double-entry ledger for money.

Connectivity

Normalize PSPs and banks behind one API.

Flows

Orchestrate money movement as code.

Reconciliation

Match internal and external records automatically.

_ARCHITECTURE/

The primitives underneath

Guarantees, language, and connectors that every module shares.

Ledger primitives

Guarantees the system of record is built on.

Numscript

Describe the money. The ledger does the rest.

Connectors

PSPs, banks, and rails behind one API.

_BUILD/

How you run it

Deployment models, enterprise stack, and AI tooling.

Deployment options

Self-hosted or private cloud. Same platform.

Enterprise stack

Modules, operations, and support.

AI & MCP

Agent-ready ledger primitives and tooling.

_TRUST/

Built to be audited

Security

Built and operated for regulated money.

Compliance

SOC 2, ISO 27001 and DORA.

Regulatory

How Formance fits regulated stacks.

_GET STARTED/

Build on infrastructure you own

A programmable ledger, connectivity, flows and reconciliation, deployed your way.

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