Built for Builders.
Trusted by Finance.

Designed for product and engineering velocity, trusted for compliance and auditability.

Formance empowers product and finance teams with a shared platform for internal money flow tracking. Modular, programmable, and audit-ready, it's infrastructure that scales with innovation while ensuring compliance.

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Trusted by leading companies to build and operate their financial backend

_Customer Challenge

Streamline the payment of deposits and rent from tenants to property managers.

_Formance Solution

Formance enabled us to ship new lending products faster by providing a customizable foundation that let us reliably express the complexities of our flow of funds and domain specifics.

See customer story
_Customer Challenge

Reducing the maintenance burden of their current ledger stack and increasing the reliability of the new ledger.

_Formance Solution

Formance is like our accounting Swiss Army knife. They provide us with flexible foundational tools for ledgering and payment initiation.

See customer story
_Customer Challenge

Process an increasing volume of daily transactions at scale and keep up with its rapidly expanding user base and broadening service offerings.

_Formance Solution

We needed a solution to support our new consumer financial products in the Egyptian market, with integration for local PSPs, Fawry and Paymob. The Formance connector framework made this possible.

_Platform

Building Blocks for Bespoke Financial Products

The Formance Platform is a suite of financial primitives built on a unified data layer,
encapsulating the intelligence and business logic of financial transactions in one place.

Record your money flows in an immutable ledger

Record money movements in real time in a programmable financial ledger built for scalable asset tracking.

_SDKs

We speak your language

You don’t have to reinvent your stack to have a solid financial core. We’re compatible with your favorite languages and frameworks.

Discover SDK
import { Formance } from "@formance/formance-sdk";
import { CreateWorkflowResponse } from "@formance/formance-sdk/dist/sdk/models/operations";
import { ErrorErrorCode } from "@formance/formance-sdk/dist/sdk/models/shared";
 
const sdk = new Formance({
  security: {
    authorization: "Bearer YOUR_ACCESS_TOKEN_HERE",
  },
});
 
sdk.flows.createWorkflow({
  name: "Lela Orn",
  stages: [
    {
      "corporis": "explicabo",
    },
  ],
}).then((res: CreateWorkflowResponse) => {
  if (res.statusCode == 200) {
    // handle response
  }
});
_SECURITY

Enterprise-Grade Security

Your core financial infrastructure requires security.
We make sure to keep your infrastructure safe & reliable.

See our Trust Center

  • SOC 2 Type II Certified

    We obtained SOC 2 Type II certification and we are constantly working on our compliance.

  • ISO 27001 Certified

    We are certified by Johanson group, affirming our commitment to the highest standards of security.

  • Cloud or Self-Hosted

    Use our Cloud or host your financial backend
    using the hosting provider of your choice.

  • Open Source

    Source code with lifetime access, offering transparency along with a community support.

  • Standard Authentication Protocols

    Enhanced security and integration with seamless authentication with OAuth, JWT, OIDC.

  • Penetration Testing

    Third-party security firms undertake regular penetration tests on every product we build.

Start building today

Request a demo, or dive into the docs

Request a demoRead the docs