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_CTOs & Tech Leadership

Move faster.

Remain compliant.

Formance is Infrastructure for the Financial Internet.

Build innovative, compliant financial products faster. The open source Formance platform is designed to manage complex flows of money and digital assets, whether fiat, crypto, or both with connectivity ranging from banking partners to crypto exchanges to card payment rails.

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Leading fintechs trust Formance for their financial backend.

_benefits

It’s Dangerous to Go Alone!

You wouldn’t build your own web infrastructure. Why build your own financial infrastructure?

Building a financial product is not just an engineering task: It has to align with the needs of finance, product, and compliance. There’s no room for error—and not much room in your budget either. Getting it wrong means a delayed market entry, increase maintenance costs, and the risk of potential regulatory compliance breaches.

Formance accelerates development time while managing your exposure to risk.

  • Reliability & Resilience

    Building a ledger is demanding—with no room for error. It has to stay up, and it needs to stay in sync. Formance is resilient out of the box.

  • Increased Velocity

    DIY means your engineering teams are distracted by infrastructure tasks when they could be working on features. With Formance, you can focus your resources on building what matters.

  • Manage Risk

    You don’t need uncertainty around system scalability, reliability, and compliance. Formance

_use cases

How Formance Helps You Win

Financial building blocks to build any kind of financial product.

Formance isn't designed for a single use-case—it's a set of financial building blocks for creative financial products. Capable of bridging the crypto and fiat worlds, Formance gets you started faster on-chain, so you can get moving while sooner.

  • Lending

  • Payments

  • Investing

_Security

Enterprise-Grade Security

Your core financial infrastructure requires security.
We keep your infrastructure safe & reliable.

See our Trust Center

  • SOC 2 Type II Certified

    We obtained SOC 2 Type II certification and we are constantly working on our compliance.

  • ISO 27001 Certified

    We are certified by Johanson group, affirming our commitment to the highest standards of security.

  • Self-Hosted

    Host your financial backend using the hosting provider of your choice.

  • Open Source

    Source code with lifetime access, offering transparency along with a community support.

  • Standard Authentication Protocols

    Enhanced security and integration with seamless authentication with OAuth, JWT, OIDC.

  • Penetration Testing

    Third-party security firms undertake regular penetration tests on every product we build.

Start building today

Start building with our open source platform, or request a demo

Start buildingRequest a demo