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Programmable Wallets: Architecture, Holds, and the Ledger Layer

Programmable Wallets: Architecture, Holds, and the Ledger Layer

Learn how programmable wallet architecture layers, including policy, orchestration, and ledger, keep balance logic consistent as your fintech product scales.

Embedded FinanceLedgerPayments
Agentic Payments: How AI Agents Move Money

Agentic Payments: How AI Agents Move Money

AI agents retry at machine speed, spawn sub-agents, and execute across rails. Here's the infrastructure you need to handle it without duplicate charges.

PaymentsEmbedded FinanceGuide
New Connectivity with Fireblocks

New Connectivity with Fireblocks

Sync Fireblocks vault accounts, balances, and transactions into Formance Ledger to reconcile self-custodied digital assets and fiat in one system.

NewsConnectivityProduct
New Connectivity with Coinbase Prime

New Connectivity with Coinbase Prime

Sync Coinbase Prime wallets, balances, and transactions into Formance Ledger to reconcile crypto and fiat in one system.

NewsConnectivityProduct
New Connectivity with Tink

New Connectivity with Tink

New integration connects to banks across the UK and Europe, syncing transactions for real-time visibility and automated reconciliation.

NewsConnectivityProduct
New Connectivity with Powens

New Connectivity with Powens

New integration connects to 2,000+ European banks, syncing transactions for real-time visibility and automated reconciliation.

NewsConnectivityProduct
Announcing Formance Connectivity

Announcing Formance Connectivity

Meet Formance Connectivity: a unified connector layer for payments and financial providers, with a normalized data model, transfer initiations, and temporal balance queries.

Connectivity
Announcing Ledger V2

Announcing Ledger V2

Formance Ledger v2 introduces bi-temporality for time-travel queries, better audits, and clean corrections—plus improved filtering and storage isolation via buckets.

Ledger
Announcing Formance Platform

Announcing Formance Platform

Introducing the Formance Platform: a modular financial core combining Ledger, Connectivity, Flows, and Reconciliation—built for ownership, control, and enterprise-grade ops.

LedgerConnectivityFlowsReconciliation