
Programmable Wallets: Architecture, Holds, and the Ledger Layer
Learn how programmable wallet architecture layers, including policy, orchestration, and ledger, keep balance logic consistent as your fintech product scales.

Learn how programmable wallet architecture layers, including policy, orchestration, and ledger, keep balance logic consistent as your fintech product scales.

AI agents retry at machine speed, spawn sub-agents, and execute across rails. Here's the infrastructure you need to handle it without duplicate charges.

Sync Fireblocks vault accounts, balances, and transactions into Formance Ledger to reconcile self-custodied digital assets and fiat in one system.

Sync Coinbase Prime wallets, balances, and transactions into Formance Ledger to reconcile crypto and fiat in one system.

New integration connects to banks across the UK and Europe, syncing transactions for real-time visibility and automated reconciliation.

New integration connects to 2,000+ European banks, syncing transactions for real-time visibility and automated reconciliation.

Meet Formance Connectivity: a unified connector layer for payments and financial providers, with a normalized data model, transfer initiations, and temporal balance queries.

Formance Ledger v2 introduces bi-temporality for time-travel queries, better audits, and clean corrections—plus improved filtering and storage isolation via buckets.

Introducing the Formance Platform: a modular financial core combining Ledger, Connectivity, Flows, and Reconciliation—built for ownership, control, and enterprise-grade ops.